Your dream home
Journey starts here

Buying your first home doesn't have to be overwhelming. I'm here to guide you through every step, making the process simple, clear, and exciting.

Free Consultations

Local Expertise

Trusted Guidance

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Your First Steps to Home Ownership

Follow our proven roadmap to make your home buying journey smooth and successful

Get Pre-Approved

Start with a pre-approval to understand your budget and show sellers you're serious

Contact a lender to review your finances and get a pre-approval letter. This typically takes 1-3 days and helps you shop with confidence

Define your needs

Create a wish list of must-haves vs. nice-to-haves for your future home.

Consider location, size, amenities, and proximity to work/schools. This helps narrow your search and saves time.

Start house hunting

Begin touring homes that match your criteria and budget.

Work with your agent to schedule viewings. Take notes and photos to help remember each property.

Make an offer

Found the one? Your agent will help you submit a competitive offer.

Your offer should include price, closing date, and any contingencies. Your agent will negotiate on your behalf.

Home inspection

Hire a professional inspector to check for any issues with the property.

This protects you from unexpected problems. Most issues can be negotiated with the seller.

Close your home

Sign the final paperwork and get your keys!

Bring a cashier's check for closing costs, review all documents, and celebrate your new home!

Homes Perfect for First-Time Buyers

How much can you afford?

Estimated monthly mortgage payment

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* Based on Fixed Interest Rate with a 30 year term, principal and interest only

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by C21 McBride Realty Group and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

Understanding Real Estate Terms

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  • Amortization

    The process of paying off a debt over time through regular payments. Part of each payment goes toward the loan principal and part goes toward interest.

  • Closing Costs

    Expenses over and above the price of the property in a real estate transaction, including attorney fees, title insurance, appraisal, and more.

  • Equity

    The difference between how much your home is worth and how much you still owe on your mortgage. It's the portion of your home that you truly 'own.'

  • FHA Loan

    A mortgage loan insured by the Federal Housing Administration, designed to help first-time and low-to-moderate income buyers with lower down payment requirements.

Frequently Asked Questions

Get answers to common questions about the home buying process

The home buying process typically takes 30–60 days once you’re under contract, but the full timeline can vary depending on your situation. If you’re starting from scratch, it may take anywhere from a few weeks to a few months to find the right home, get pre-approved, negotiate terms, complete inspections, and finalize financing.

Cash purchases can often close faster, while financed purchases may take a bit longer depending on the lender, appraisal, and inspection period. My goal is to guide you through each step, keep the process moving smoothly, and help make your home purchase as stress-free as possible.

 

The first step is simple—reach out to me! Before we start touring homes, I’ll help guide you through the beginning stages of the process, including connecting you with a trusted lender to begin pre-qualification or pre-approval. This helps determine your budget, estimated monthly payment, and strengthens your position when it’s time to make an offer.

Once we know your buying power, we’ll create a personalized home search, discuss your goals and must-haves, and start finding the right home with confidence. My role is to make the process feel clear, organized, and exciting from day one.

When buying a home, it’s important to budget for more than just the purchase price. In addition to your monthly mortgage payment, most buyers should plan for three main upfront costs: down payment, closing costs, and inspections.

Your down payment will vary depending on your loan type and goals—it can range from a low percentage for certain loan programs to more if you’d like to reduce your monthly payment.

You’ll also want to prepare for closing costs, which typically include lender fees, title fees, prepaid taxes and insurance, and other costs associated with finalizing your purchase.

Lastly, budget for home inspections, which are strongly recommended to help identify potential concerns before closing and give you peace of mind moving forward. Depending on the property, buyers may choose general inspections as well as specialty inspections if needed.

One of the first things I help my buyers do is connect with a trusted lender and review estimated costs upfront so there are no surprises and you can shop with confidence.

 

If you have a home to sell before purchasing your next one, reach out to me to schedule a listing appointment. During our meeting, we’ll discuss your goals, timing, review your home’s value, and create a strategy that works best for your move.

Buying and selling at the same time can feel overwhelming, but with the right planning it can be a smooth process. I help coordinate timelines, negotiate terms when needed, and work to align closing dates so your transition from one home to the next is as seamless as possible.

Whether you need to sell first, buy first, or do both simultaneously, I’ll help you understand your options and build a plan around your specific situation.

 

Our Testimonials

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Justin Frank

Haley was an absolute gem. She found a property we would have never looked at it was beyond amazing. She was very patient and helpful and a fantastic resource. If you are buying and want someone who will be on your side Haley is the absolute perfect choice.

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Daniel Halvorsen

Haley was great to work with! She went above and beyond including after the sale.

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Adrian Salamino

I had such a wonderful experience working with Haley! Not only is she a great friend, but she is also an incredibly knowledgeable and attentive realtor. She was always available to answer my many questions—even after work hours—and never hesitated to tour homes with me on short notice. Her support, patience, and genuine care made the whole process so much easier and less stressful. I truly felt like I was in the best hands, and I couldn’t recommend Haley enough to anyone looking to buy or sell a home! 

Ready to start your journey?

Get in touch today for a free consultation. We're here to answer your questions and guide you every step of the way.

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Haley McBride
CENTURY 21 McBride Realty Group
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